Call reports 2001
ROLLING HILLS BANK & TRUST — 2001
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,668,000 | 68,556,000 | 66,940,000 | 69,129,000 |
| Total loans | 33,621,000 | 39,569,000 | 42,948,000 | 44,873,000 |
| Allowance for loan losses | 460,000 | 658,000 | 659,000 | 675,000 |
| Securities available for sale | 3,622,000 | 12,356,000 | 11,966,000 | 11,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,421,000 | 59,493,000 | 57,653,000 | 59,747,000 |
| Interest-bearing deposits | 30,771,000 | 52,168,000 | 49,256,000 | 49,494,000 |
| Noninterest-bearing deposits | 6,650,000 | 7,325,000 | 8,397,000 | 10,253,000 |
| Equity capital | 5,489,000 | 8,156,000 | 8,412,000 | 8,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,834,000 | 2,983,000 | 4,057,000 |
| Interest expense | 323,000 | 749,000 | 1,261,000 | 1,698,000 |
| Net interest income | 535,000 | 1,085,000 | 1,722,000 | 2,359,000 |
| Noninterest income | 127,000 | 276,000 | 405,000 | 579,000 |
| Noninterest expense | 392,000 | 802,000 | 1,271,000 | 1,745,000 |
| Provision for loan losses | 8,000 | 12,000 | 13,000 | 28,000 |
| Pretax income | 262,000 | 547,000 | 843,000 | 1,165,000 |
| Income tax | 93,000 | 196,000 | 305,000 | 420,000 |
| Net income | 169,000 | 351,000 | 538,000 | 745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,426,000 | 6,806,000 | 7,055,000 | 7,282,000 |
| Total capital | 5,886,000 | 7,362,000 | 7,678,000 | 7,917,000 |
| Risk-weighted assets | 37,259,000 | 44,352,000 | 49,772,000 | 50,724,000 |