Call reports 2024
CASTLE ROCK BANK — 2024
What CASTLE ROCK BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 267,214,000 | 263,003,000 | 271,731,000 | 271,893,000 |
| Total loans | 113,274,000 | 119,420,000 | 121,282,000 | 123,110,000 |
| Allowance for loan losses | 3,396,000 | 3,326,000 | 3,614,000 | 3,269,000 |
| Securities available for sale | 15,077,000 | 14,918,000 | 15,827,000 | 17,778,000 |
| Securities held to maturity | 124,660,000 | 121,295,000 | 119,685,000 | 120,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,643,000 | 224,132,000 | 233,874,000 | 233,976,000 |
| Interest-bearing deposits | 174,328,000 | 169,617,000 | 174,674,000 | 173,757,000 |
| Noninterest-bearing deposits | 56,315,000 | 54,515,000 | 59,200,000 | 60,219,000 |
| Equity capital | 35,879,000 | 35,699,000 | 37,195,000 | 37,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,387,000 | 4,826,000 | 7,545,000 | 10,245,000 |
| Interest expense | 996,000 | 2,072,000 | 3,225,000 | 4,401,000 |
| Net interest income | 1,391,000 | 2,754,000 | 4,320,000 | 5,844,000 |
| Noninterest income | 104,000 | 208,000 | 491,000 | 588,000 |
| Noninterest expense | 832,000 | 1,781,000 | 2,565,000 | 3,557,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 542,000 | 940,000 | 1,885,000 | 2,394,000 |
| Income tax | 0 | 4,000 | 24,000 | 43,000 |
| Net income | 542,000 | 936,000 | 1,861,000 | 2,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,954,000 | 37,010,000 | 37,973,000 | 38,364,000 |
| Total capital | 38,954,000 | 39,006,000 | 39,957,000 | 40,344,000 |
| Risk-weighted assets | 158,647,000 | 158,350,000 | 157,122,000 | 157,174,000 |