Call reports 2023
CASTLE ROCK BANK — 2023
What CASTLE ROCK BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 268,951,000 | 271,546,000 | 276,613,000 | 273,643,000 |
| Total loans | 105,701,000 | 110,306,000 | 111,804,000 | 113,233,000 |
| Allowance for loan losses | 2,883,000 | 3,011,000 | 3,131,000 | 3,173,000 |
| Securities available for sale | 20,181,000 | 16,998,000 | 16,478,000 | 17,316,000 |
| Securities held to maturity | 134,613,000 | 133,329,000 | 134,265,000 | 135,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,456,000 | 231,711,000 | 241,137,000 | 236,395,000 |
| Interest-bearing deposits | 171,617,000 | 175,449,000 | 177,246,000 | 173,836,000 |
| Noninterest-bearing deposits | 60,839,000 | 56,262,000 | 63,891,000 | 62,559,000 |
| Equity capital | 34,774,000 | 34,821,000 | 34,735,000 | 35,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,037,000 | 4,120,000 | 6,349,000 | 8,647,000 |
| Interest expense | 459,000 | 1,167,000 | 2,024,000 | 3,006,000 |
| Net interest income | 1,578,000 | 2,953,000 | 4,325,000 | 5,641,000 |
| Noninterest income | 67,000 | 149,000 | 244,000 | 547,000 |
| Noninterest expense | 795,000 | 1,654,000 | 2,422,000 | 3,507,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 718,000 | 1,104,000 | 1,683,000 | 2,097,000 |
| Income tax | 0 | 22,000 | 51,000 | 80,000 |
| Net income | 718,000 | 1,082,000 | 1,632,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,913,000 | 36,128,000 | 36,526,000 | 36,912,000 |
| Total capital | 37,900,000 | 38,167,000 | 38,590,000 | 38,980,000 |
| Risk-weighted assets | 158,102,000 | 162,157,000 | 164,130,000 | 164,346,000 |