Call reports 2022
CASTLE ROCK BANK — 2022
What CASTLE ROCK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 264,770,000 | 273,837,000 | 283,249,000 | 280,367,000 |
| Total loans | 94,038,000 | 101,893,000 | 102,136,000 | 105,611,000 |
| Allowance for loan losses | 2,861,000 | 2,984,000 | 3,095,000 | 2,742,000 |
| Securities available for sale | 19,420,000 | 19,044,000 | 17,725,000 | 19,427,000 |
| Securities held to maturity | 139,731,000 | 138,085,000 | 142,533,000 | 145,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,303,000 | 240,302,000 | 249,653,000 | 241,436,000 |
| Interest-bearing deposits | 171,095,000 | 180,568,000 | 184,857,000 | 174,918,000 |
| Noninterest-bearing deposits | 60,208,000 | 59,734,000 | 64,796,000 | 66,518,000 |
| Equity capital | 33,163,000 | 33,350,000 | 33,348,000 | 34,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,614,000 | 3,268,000 | 5,144,000 | 7,059,000 |
| Interest expense | 302,000 | 613,000 | 960,000 | 1,336,000 |
| Net interest income | 1,312,000 | 2,655,000 | 4,184,000 | 5,723,000 |
| Noninterest income | 98,000 | 205,000 | 308,000 | 411,000 |
| Noninterest expense | 687,000 | 1,352,000 | 2,153,000 | 3,058,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 580,000 |
| Pretax income | 603,000 | 1,268,000 | 1,979,000 | 2,496,000 |
| Income tax | 17,000 | 40,000 | 63,000 | 143,000 |
| Net income | 586,000 | 1,228,000 | 1,916,000 | 2,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,384,000 | 34,901,000 | 35,439,000 | 35,695,000 |
| Total capital | 36,300,000 | 36,902,000 | 37,470,000 | 37,744,000 |
| Risk-weighted assets | 152,376,000 | 159,142,000 | 161,472,000 | 163,286,000 |