Call reports 2021
CASTLE ROCK BANK — 2021
What CASTLE ROCK BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 246,165,000 | 245,472,000 | 268,196,000 | 271,469,000 |
| Total loans | 94,152,000 | 97,707,000 | 96,634,000 | 93,311,000 |
| Allowance for loan losses | 2,555,000 | 2,720,000 | 2,825,000 | 2,614,000 |
| Securities available for sale | 7,655,000 | 9,112,000 | 10,799,000 | 16,629,000 |
| Securities held to maturity | 130,218,000 | 131,129,000 | 141,067,000 | 150,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,798,000 | 211,572,000 | 234,228,000 | 237,090,000 |
| Interest-bearing deposits | 159,763,000 | 159,712,000 | 177,169,000 | 175,131,000 |
| Noninterest-bearing deposits | 53,035,000 | 51,860,000 | 57,059,000 | 61,959,000 |
| Equity capital | 33,058,000 | 33,671,000 | 33,695,000 | 34,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,631,000 | 5,316,000 | 7,045,000 |
| Interest expense | 361,000 | 714,000 | 1,070,000 | 1,397,000 |
| Net interest income | 1,486,000 | 2,917,000 | 4,246,000 | 5,648,000 |
| Noninterest income | 86,000 | 176,000 | 269,000 | 359,000 |
| Noninterest expense | 724,000 | 1,410,000 | 2,208,000 | 2,938,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 728,000 | 1,440,000 | 1,944,000 | 2,586,000 |
| Income tax | 2,000 | 2,000 | 42,000 | 92,000 |
| Net income | 726,000 | 1,438,000 | 1,902,000 | 2,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,005,000 | 33,616,000 | 33,880,000 | 34,273,000 |
| Total capital | 34,643,000 | 35,282,000 | 35,739,000 | 36,202,000 |
| Risk-weighted assets | 130,166,000 | 132,242,000 | 147,781,000 | 153,663,000 |