Call reports 2020
CASTLE ROCK BANK — 2020
What CASTLE ROCK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 202,012,000 | 224,593,000 | 229,218,000 | 237,382,000 |
| Total loans | 94,938,000 | 100,638,000 | 99,572,000 | 93,648,000 |
| Allowance for loan losses | 2,419,000 | 2,486,000 | 2,490,000 | 2,410,000 |
| Securities available for sale | 4,913,000 | 9,459,000 | 10,703,000 | 6,709,000 |
| Securities held to maturity | 86,303,000 | 96,197,000 | 106,294,000 | 124,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,476,000 | 192,011,000 | 196,445,000 | 204,324,000 |
| Interest-bearing deposits | 133,865,000 | 147,716,000 | 150,488,000 | 153,680,000 |
| Noninterest-bearing deposits | 35,611,000 | 44,295,000 | 45,957,000 | 50,644,000 |
| Equity capital | 31,612,000 | 32,105,000 | 32,516,000 | 32,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,776,000 | 3,799,000 | 5,571,000 | 7,287,000 |
| Interest expense | 432,000 | 855,000 | 1,275,000 | 1,687,000 |
| Net interest income | 1,344,000 | 2,944,000 | 4,296,000 | 5,600,000 |
| Noninterest income | 105,000 | 160,000 | 231,000 | 308,000 |
| Noninterest expense | 715,000 | 1,395,000 | 2,114,000 | 2,881,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 614,000 | 1,469,000 | 2,053,000 | 2,547,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 612,000 | 1,467,000 | 2,051,000 | 2,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,345,000 | 32,020,000 | 32,424,000 | 32,778,000 |
| Total capital | 32,732,000 | 33,529,000 | 33,933,000 | 34,268,000 |
| Risk-weighted assets | 109,965,000 | 119,775,000 | 119,803,000 | 118,350,000 |