Call reports 2019
CASTLE ROCK BANK — 2019
What CASTLE ROCK BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 196,652,000 | 196,666,000 | 202,482,000 | 203,231,000 |
| Total loans | 97,532,000 | 99,333,000 | 95,700,000 | 94,132,000 |
| Allowance for loan losses | 2,200,000 | 2,224,000 | 2,363,000 | 2,269,000 |
| Securities available for sale | 10,107,000 | 8,968,000 | 8,644,000 | 9,815,000 |
| Securities held to maturity | 80,086,000 | 79,812,000 | 80,604,000 | 93,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,094,000 | 162,590,000 | 171,150,000 | 167,330,000 |
| Interest-bearing deposits | 133,747,000 | 130,848,000 | 137,012,000 | 132,749,000 |
| Noninterest-bearing deposits | 32,347,000 | 31,742,000 | 34,138,000 | 34,581,000 |
| Equity capital | 29,913,000 | 30,392,000 | 30,917,000 | 31,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,583,000 | 5,458,000 | 7,284,000 |
| Interest expense | 402,000 | 813,000 | 1,237,000 | 1,660,000 |
| Net interest income | 1,382,000 | 2,770,000 | 4,221,000 | 5,624,000 |
| Noninterest income | 115,000 | 198,000 | 291,000 | 410,000 |
| Noninterest expense | 645,000 | 1,285,000 | 1,964,000 | 2,663,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 724,000 | 1,420,000 | 2,165,000 | 2,868,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 722,000 | 1,418,000 | 2,163,000 | 2,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,129,000 | 30,424,000 | 30,970,000 | 31,433,000 |
| Total capital | 31,526,000 | 31,833,000 | 32,362,000 | 32,817,000 |
| Risk-weighted assets | 111,017,000 | 111,906,000 | 110,415,000 | 109,868,000 |