Call reports 2018
CASTLE ROCK BANK — 2018
What CASTLE ROCK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 196,877,000 | 195,899,000 | 201,283,000 | 205,989,000 |
| Total loans | 91,997,000 | 94,984,000 | 93,483,000 | 95,057,000 |
| Allowance for loan losses | 2,024,000 | 2,166,000 | 2,060,000 | 2,066,000 |
| Securities available for sale | 12,096,000 | 9,542,000 | 12,463,000 | 12,922,000 |
| Securities held to maturity | 86,172,000 | 83,777,000 | 84,877,000 | 90,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,289,000 | 166,419,000 | 172,050,000 | 169,021,000 |
| Interest-bearing deposits | 136,010,000 | 134,135,000 | 137,163,000 | 135,206,000 |
| Noninterest-bearing deposits | 32,279,000 | 32,284,000 | 34,887,000 | 33,815,000 |
| Equity capital | 28,174,000 | 28,599,000 | 28,953,000 | 29,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,420,000 | 5,164,000 | 6,963,000 |
| Interest expense | 354,000 | 722,000 | 1,107,000 | 1,499,000 |
| Net interest income | 1,327,000 | 2,698,000 | 4,057,000 | 5,464,000 |
| Noninterest income | 109,000 | 246,000 | 359,000 | 476,000 |
| Noninterest expense | 634,000 | 1,327,000 | 2,018,000 | 2,706,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 682,000 | 1,369,000 | 2,029,000 | 2,745,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 680,000 | 1,367,000 | 2,027,000 | 2,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,663,000 | 29,110,000 | 29,531,000 | 30,006,000 |
| Total capital | 30,024,000 | 30,508,000 | 30,907,000 | 31,407,000 |
| Risk-weighted assets | 108,283,000 | 111,092,000 | 109,457,000 | 111,461,000 |