Call reports 2017
CASTLE ROCK BANK — 2017
What CASTLE ROCK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 201,710,000 | 203,493,000 | 202,357,000 | 201,321,000 |
| Total loans | 88,752,000 | 90,884,000 | 90,113,000 | 89,251,000 |
| Allowance for loan losses | 2,034,000 | 1,940,000 | 1,978,000 | 1,903,000 |
| Securities available for sale | 13,177,000 | 13,285,000 | 12,997,000 | 12,241,000 |
| Securities held to maturity | 90,756,000 | 91,405,000 | 89,762,000 | 93,652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,310,000 | 174,829,000 | 174,361,000 | 169,453,000 |
| Interest-bearing deposits | 143,952,000 | 141,094,000 | 142,052,000 | 134,539,000 |
| Noninterest-bearing deposits | 30,358,000 | 33,735,000 | 32,309,000 | 34,914,000 |
| Equity capital | 26,995,000 | 27,217,000 | 27,762,000 | 27,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,393,000 | 5,081,000 | 6,759,000 |
| Interest expense | 354,000 | 692,000 | 1,032,000 | 1,366,000 |
| Net interest income | 1,350,000 | 2,701,000 | 4,049,000 | 5,393,000 |
| Noninterest income | 107,000 | 212,000 | 326,000 | 450,000 |
| Noninterest expense | 658,000 | 1,343,000 | 2,034,000 | 2,758,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 610,000 |
| Pretax income | 679,000 | 1,330,000 | 1,981,000 | 2,475,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 676,000 | 1,327,000 | 1,978,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,148,000 | 27,398,000 | 27,970,000 | 28,223,000 |
| Total capital | 28,507,000 | 28,787,000 | 29,337,000 | 29,578,000 |
| Risk-weighted assets | 108,124,000 | 110,597,000 | 108,754,000 | 107,888,000 |