Call reports 2016
CASTLE ROCK BANK — 2016
What CASTLE ROCK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 188,824,000 | 191,638,000 | 201,327,000 | 206,872,000 |
| Total loans | 85,444,000 | 84,800,000 | 86,542,000 | 87,857,000 |
| Allowance for loan losses | 1,990,000 | 2,068,000 | 2,253,000 | 1,913,000 |
| Securities available for sale | 5,267,000 | 8,680,000 | 13,630,000 | 13,095,000 |
| Securities held to maturity | 86,239,000 | 84,668,000 | 88,119,000 | 97,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,460,000 | 164,998,000 | 174,322,000 | 176,660,000 |
| Interest-bearing deposits | 135,575,000 | 134,957,000 | 144,400,000 | 143,740,000 |
| Noninterest-bearing deposits | 26,885,000 | 30,041,000 | 29,922,000 | 32,920,000 |
| Equity capital | 25,911,000 | 26,425,000 | 26,747,000 | 26,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,242,000 | 4,961,000 | 6,611,000 |
| Interest expense | 339,000 | 683,000 | 1,047,000 | 1,393,000 |
| Net interest income | 1,261,000 | 2,559,000 | 3,914,000 | 5,218,000 |
| Noninterest income | 132,000 | 230,000 | 371,000 | 409,000 |
| Noninterest expense | 637,000 | 1,297,000 | 2,061,000 | 2,778,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 636,000 | 1,252,000 | 1,864,000 | 2,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 636,000 | 1,252,000 | 1,864,000 | 2,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,699,000 | 26,075,000 | 26,447,000 | 26,712,000 |
| Total capital | 27,270,000 | 27,366,000 | 27,770,000 | 28,085,000 |
| Risk-weighted assets | 125,296,000 | 102,567,000 | 104,916,000 | 109,347,000 |