Call reports 2015
CASTLE ROCK BANK — 2015
What CASTLE ROCK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 178,734,000 | 178,856,000 | 178,373,000 | 186,951,000 |
| Total loans | 83,334,000 | 86,150,000 | 86,427,000 | 85,758,000 |
| Allowance for loan losses | 1,986,000 | 2,230,000 | 2,380,000 | 1,873,000 |
| Securities available for sale | 1,838,000 | 1,822,000 | 1,828,000 | 1,808,000 |
| Securities held to maturity | 84,758,000 | 84,793,000 | 84,485,000 | 87,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,900,000 | 153,790,000 | 152,900,000 | 161,148,000 |
| Interest-bearing deposits | 126,792,000 | 127,840,000 | 126,190,000 | 132,115,000 |
| Noninterest-bearing deposits | 27,108,000 | 25,950,000 | 26,710,000 | 29,033,000 |
| Equity capital | 24,386,000 | 24,739,000 | 25,209,000 | 25,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,224,000 | 4,883,000 | 6,476,000 |
| Interest expense | 316,000 | 633,000 | 958,000 | 1,290,000 |
| Net interest income | 1,287,000 | 2,591,000 | 3,925,000 | 5,186,000 |
| Noninterest income | 157,000 | 209,000 | 331,000 | 341,000 |
| Noninterest expense | 643,000 | 1,272,000 | 1,895,000 | 2,614,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 681,000 | 1,290,000 | 2,003,000 | 2,435,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 681,000 | 1,290,000 | 2,003,000 | 2,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,298,000 | 24,667,000 | 25,131,000 | 25,313,000 |
| Total capital | 25,512,000 | 26,196,000 | 26,403,000 | 26,610,000 |
| Risk-weighted assets | 96,398,000 | 121,651,000 | 100,714,000 | 103,257,000 |