Call reports 2014
CASTLE ROCK BANK — 2014
What CASTLE ROCK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 171,334,000 | 172,231,000 | 171,290,000 | 179,729,000 |
| Total loans | 74,169,000 | 78,316,000 | 78,805,000 | 81,908,000 |
| Allowance for loan losses | 1,740,000 | 1,982,000 | 2,090,000 | 1,858,000 |
| Securities available for sale | 1,816,000 | 1,822,000 | 1,813,000 | 1,818,000 |
| Securities held to maturity | 85,857,000 | 84,555,000 | 83,947,000 | 87,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,079,000 | 148,799,000 | 147,375,000 | 155,658,000 |
| Interest-bearing deposits | 124,921,000 | 124,934,000 | 123,795,000 | 127,793,000 |
| Noninterest-bearing deposits | 23,158,000 | 23,865,000 | 23,580,000 | 27,865,000 |
| Equity capital | 22,884,000 | 23,233,000 | 23,684,000 | 23,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,166,000 | 4,765,000 | 6,335,000 |
| Interest expense | 315,000 | 630,000 | 947,000 | 1,272,000 |
| Net interest income | 1,254,000 | 2,536,000 | 3,818,000 | 5,063,000 |
| Noninterest income | 124,000 | 240,000 | 385,000 | 463,000 |
| Noninterest expense | 579,000 | 1,325,000 | 1,951,000 | 2,721,000 |
| Provision for loan losses | 120,000 | 210,000 | 330,000 | 418,000 |
| Pretax income | 679,000 | 1,242,000 | 1,923,000 | 2,388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,242,000 | 1,923,000 | 2,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,818,000 | 23,161,000 | 23,621,000 | 23,867,000 |
| Total capital | 23,910,000 | 24,301,000 | 24,766,000 | 25,050,000 |
| Risk-weighted assets | 86,699,000 | 90,377,000 | 90,722,000 | 94,032,000 |