Call reports 2013
CASTLE ROCK BANK — 2013
What CASTLE ROCK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,403,000 | 166,320,000 | 167,995,000 | 185,067,000 |
| Total loans | 71,205,000 | 73,489,000 | 74,037,000 | 74,659,000 |
| Allowance for loan losses | 1,720,000 | 1,816,000 | 1,921,000 | 1,618,000 |
| Securities available for sale | 2,905,000 | 2,837,000 | 2,835,000 | 1,811,000 |
| Securities held to maturity | 75,706,000 | 78,896,000 | 79,723,000 | 82,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,633,000 | 144,329,000 | 145,624,000 | 162,522,000 |
| Interest-bearing deposits | 122,548,000 | 122,548,000 | 123,764,000 | 123,307,000 |
| Noninterest-bearing deposits | 24,085,000 | 21,781,000 | 21,860,000 | 39,215,000 |
| Equity capital | 21,386,000 | 21,779,000 | 22,126,000 | 22,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,188,000 | 4,794,000 | 6,391,000 |
| Interest expense | 349,000 | 683,000 | 1,021,000 | 1,349,000 |
| Net interest income | 1,211,000 | 2,505,000 | 3,773,000 | 5,042,000 |
| Noninterest income | 120,000 | 248,000 | 408,000 | 471,000 |
| Noninterest expense | 591,000 | 1,232,000 | 1,991,000 | 2,698,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 448,000 |
| Pretax income | 620,000 | 1,281,000 | 1,830,000 | 2,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 620,000 | 1,281,000 | 1,830,000 | 2,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,231,000 | 21,692,000 | 22,041,000 | 22,359,000 |
| Total capital | 22,308,000 | 22,420,000 | 23,131,000 | 23,494,000 |
| Risk-weighted assets | 85,504,000 | 85,958,000 | 86,358,000 | 90,282,000 |