Call reports 2012
CASTLE ROCK BANK — 2012
What CASTLE ROCK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,063,000 | 151,526,000 | 159,715,000 | 177,376,000 |
| Total loans | 69,215,000 | 70,206,000 | 70,992,000 | 71,437,000 |
| Allowance for loan losses | 1,527,000 | 1,639,000 | 1,724,000 | 1,596,000 |
| Securities available for sale | 2,868,000 | 2,920,000 | 2,927,000 | 2,915,000 |
| Securities held to maturity | 71,810,000 | 71,658,000 | 72,274,000 | 74,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,165,000 | 131,107,000 | 138,798,000 | 156,262,000 |
| Interest-bearing deposits | 115,380,000 | 113,920,000 | 119,219,000 | 121,544,000 |
| Noninterest-bearing deposits | 18,785,000 | 17,187,000 | 19,579,000 | 34,717,000 |
| Equity capital | 19,686,000 | 20,189,000 | 20,659,000 | 20,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,296,000 | 4,932,000 | 6,505,000 |
| Interest expense | 425,000 | 816,000 | 1,191,000 | 1,555,000 |
| Net interest income | 1,235,000 | 2,480,000 | 3,741,000 | 4,950,000 |
| Noninterest income | 129,000 | 264,000 | 395,000 | 520,000 |
| Noninterest expense | 655,000 | 1,266,000 | 1,876,000 | 2,593,000 |
| Provision for loan losses | 120,000 | 272,000 | 392,000 | 480,000 |
| Pretax income | 589,000 | 1,206,000 | 1,868,000 | 2,397,000 |
| Income tax | 1,000 | 1,000 | 0 | 1,000 |
| Net income | 588,000 | 1,205,000 | 1,868,000 | 2,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,568,000 | 20,019,000 | 20,482,000 | 20,811,000 |
| Total capital | 20,557,000 | 21,058,000 | 21,541,000 | 21,922,000 |
| Risk-weighted assets | 82,286,000 | 82,535,000 | 84,062,000 | 88,426,000 |