Call reports 2011
CASTLE ROCK BANK — 2011
What CASTLE ROCK BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 142,927,000 | 143,766,000 | 151,522,000 | 162,971,000 |
| Total loans | 71,536,000 | 70,013,000 | 71,364,000 | 72,675,000 |
| Allowance for loan losses | 1,511,000 | 1,675,000 | 1,519,000 | 1,406,000 |
| Securities available for sale | 2,701,000 | 3,797,000 | 2,899,000 | 2,884,000 |
| Securities held to maturity | 61,110,000 | 62,943,000 | 67,276,000 | 69,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,299,000 | 124,815,000 | 132,199,000 | 143,500,000 |
| Interest-bearing deposits | 106,691,000 | 109,361,000 | 112,492,000 | 114,514,000 |
| Noninterest-bearing deposits | 17,608,000 | 15,454,000 | 19,707,000 | 28,986,000 |
| Equity capital | 18,241,000 | 18,653,000 | 19,012,000 | 19,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,690,000 | 3,327,000 | 5,057,000 | 6,686,000 |
| Interest expense | 458,000 | 921,000 | 1,394,000 | 1,818,000 |
| Net interest income | 1,232,000 | 2,406,000 | 3,663,000 | 4,868,000 |
| Noninterest income | 107,000 | 250,000 | 376,000 | 489,000 |
| Noninterest expense | 589,000 | 1,272,000 | 2,141,000 | 2,754,000 |
| Provision for loan losses | 226,000 | 378,000 | 466,000 | 724,000 |
| Pretax income | 524,000 | 1,006,000 | 1,432,000 | 1,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 524,000 | 1,006,000 | 1,432,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,290,000 | 18,606,000 | 18,863,000 | 19,144,000 |
| Total capital | 19,315,000 | 19,620,000 | 19,904,000 | 20,230,000 |
| Risk-weighted assets | 81,513,000 | 81,030,000 | 82,807,000 | 86,581,000 |