Call reports 2010
CASTLE ROCK BANK — 2010
What CASTLE ROCK BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 136,503,000 | 134,884,000 | 138,753,000 | 141,256,000 |
| Total loans | 67,766,000 | 69,155,000 | 70,153,000 | 70,222,000 |
| Allowance for loan losses | 1,159,000 | 1,275,000 | 1,401,000 | 1,320,000 |
| Securities available for sale | 1,862,000 | 1,293,000 | 1,284,000 | 1,024,000 |
| Securities held to maturity | 57,557,000 | 57,049,000 | 59,272,000 | 64,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,125,000 | 117,186,000 | 120,787,000 | 123,116,000 |
| Interest-bearing deposits | 103,948,000 | 102,260,000 | 104,783,000 | 105,557,000 |
| Noninterest-bearing deposits | 15,177,000 | 14,926,000 | 16,004,000 | 17,559,000 |
| Equity capital | 17,143,000 | 17,454,000 | 17,719,000 | 17,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,329,000 | 5,004,000 | 6,687,000 |
| Interest expense | 599,000 | 1,168,000 | 1,708,000 | 2,207,000 |
| Net interest income | 1,050,000 | 2,161,000 | 3,296,000 | 4,480,000 |
| Noninterest income | 132,000 | 270,000 | 373,000 | 371,000 |
| Noninterest expense | 546,000 | 1,130,000 | 1,766,000 | 2,429,000 |
| Provision for loan losses | 120,000 | 304,000 | 483,000 | 597,000 |
| Pretax income | 516,000 | 997,000 | 1,420,000 | 1,825,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 516,000 | 997,000 | 1,420,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,081,000 | 17,411,000 | 17,685,000 | 17,940,000 |
| Total capital | 18,066,000 | 18,403,000 | 18,696,000 | 18,953,000 |
| Risk-weighted assets | 78,612,000 | 79,103,000 | 80,444,000 | 80,726,000 |