Call reports 2009
CASTLE ROCK BANK — 2009
What CASTLE ROCK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 124,006,000 | 125,484,000 | 129,191,000 | 132,810,000 |
| Total loans | 64,034,000 | 65,627,000 | 67,299,000 | 67,114,000 |
| Allowance for loan losses | 1,080,000 | 1,130,000 | 1,153,000 | 1,074,000 |
| Securities available for sale | 4,504,000 | 4,509,000 | 4,212,000 | 4,188,000 |
| Securities held to maturity | 46,682,000 | 49,056,000 | 50,099,000 | 55,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,601,000 | 108,971,000 | 112,448,000 | 115,777,000 |
| Interest-bearing deposits | 94,328,000 | 95,013,000 | 97,781,000 | 100,109,000 |
| Noninterest-bearing deposits | 13,273,000 | 13,958,000 | 14,667,000 | 15,668,000 |
| Equity capital | 16,102,000 | 16,176,000 | 16,452,000 | 16,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,594,000 | 3,238,000 | 4,885,000 | 6,667,000 |
| Interest expense | 681,000 | 1,367,000 | 2,061,000 | 2,710,000 |
| Net interest income | 913,000 | 1,871,000 | 2,824,000 | 3,957,000 |
| Noninterest income | 160,000 | 286,000 | 439,000 | 564,000 |
| Noninterest expense | 568,000 | 1,219,000 | 1,818,000 | 2,428,000 |
| Provision for loan losses | 54,000 | 78,000 | 152,000 | 256,000 |
| Pretax income | 451,000 | 860,000 | 1,293,000 | 1,837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 451,000 | 860,000 | 1,293,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,998,000 | 16,067,000 | 16,340,000 | 16,724,000 |
| Total capital | 16,915,000 | 17,011,000 | 17,300,000 | 17,687,000 |
| Risk-weighted assets | 73,232,000 | 75,317,000 | 76,604,000 | 77,399,000 |