Call reports 2008
CASTLE ROCK BANK — 2008
What CASTLE ROCK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 114,425,000 | 114,006,000 | 116,719,000 | 118,389,000 |
| Total loans | 65,102,000 | 66,414,000 | 65,193,000 | 64,867,000 |
| Allowance for loan losses | 993,000 | 1,000,000 | 1,124,000 | 1,019,000 |
| Securities available for sale | 1,783,000 | 1,741,000 | 1,756,000 | 1,478,000 |
| Securities held to maturity | 41,514,000 | 42,243,000 | 42,992,000 | 46,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,785,000 | 98,359,000 | 100,880,000 | 102,471,000 |
| Interest-bearing deposits | 86,741,000 | 84,361,000 | 87,054,000 | 87,632,000 |
| Noninterest-bearing deposits | 12,044,000 | 13,998,000 | 13,826,000 | 14,839,000 |
| Equity capital | 14,918,000 | 15,190,000 | 15,469,000 | 15,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,343,000 | 5,052,000 | 6,687,000 |
| Interest expense | 795,000 | 1,554,000 | 2,290,000 | 2,995,000 |
| Net interest income | 912,000 | 1,789,000 | 2,762,000 | 3,692,000 |
| Noninterest income | 155,000 | 319,000 | 467,000 | 573,000 |
| Noninterest expense | 528,000 | 1,061,000 | 1,634,000 | 2,211,000 |
| Provision for loan losses | 44,000 | 68,000 | 182,000 | 326,000 |
| Pretax income | 495,000 | 979,000 | 1,413,000 | 1,728,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 495,000 | 978,000 | 1,412,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,835,000 | 15,149,000 | 15,413,000 | 15,547,000 |
| Total capital | 15,738,000 | 16,062,000 | 16,323,000 | 16,457,000 |
| Risk-weighted assets | 72,219,000 | 72,951,000 | 72,585,000 | 72,621,000 |