Call reports 2007
CASTLE ROCK BANK — 2007
What CASTLE ROCK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 104,378,000 | 103,824,000 | 106,764,000 | 112,718,000 |
| Total loans | 63,663,000 | 62,235,000 | 63,560,000 | 64,698,000 |
| Allowance for loan losses | 993,000 | 863,000 | 910,000 | 947,000 |
| Securities available for sale | 1,489,000 | 1,973,000 | 2,009,000 | 1,741,000 |
| Securities held to maturity | 33,312,000 | 34,288,000 | 35,687,000 | 36,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,065,000 | 89,428,000 | 92,013,000 | 97,817,000 |
| Interest-bearing deposits | 77,500,000 | 77,297,000 | 78,814,000 | 84,023,000 |
| Noninterest-bearing deposits | 12,565,000 | 12,131,000 | 13,199,000 | 13,794,000 |
| Equity capital | 13,766,000 | 13,992,000 | 14,305,000 | 14,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,261,000 | 4,934,000 | 6,647,000 |
| Interest expense | 718,000 | 1,454,000 | 2,214,000 | 2,999,000 |
| Net interest income | 887,000 | 1,807,000 | 2,720,000 | 3,648,000 |
| Noninterest income | 161,000 | 317,000 | 453,000 | 588,000 |
| Noninterest expense | 521,000 | 1,067,000 | 1,609,000 | 2,133,000 |
| Provision for loan losses | 24,000 | 113,000 | 157,000 | 284,000 |
| Pretax income | 503,000 | 944,000 | 1,407,000 | 1,819,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 503,000 | 944,000 | 1,407,000 | 1,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,777,000 | 14,019,000 | 14,296,000 | 14,525,000 |
| Total capital | 14,646,000 | 14,882,000 | 15,174,000 | 15,419,000 |
| Risk-weighted assets | 69,370,000 | 69,111,000 | 70,230,000 | 71,850,000 |