Call reports 2006
CASTLE ROCK BANK — 2006
What CASTLE ROCK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 104,453,000 | 103,220,000 | 103,107,000 | 104,928,000 |
| Total loans | 61,072,000 | 61,573,000 | 62,046,000 | 62,741,000 |
| Allowance for loan losses | 968,000 | 1,010,000 | 1,064,000 | 958,000 |
| Securities available for sale | 883,000 | 873,000 | 891,000 | 1,185,000 |
| Securities held to maturity | 35,332,000 | 35,890,000 | 35,265,000 | 34,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,302,000 | 89,930,000 | 89,504,000 | 91,143,000 |
| Interest-bearing deposits | 78,333,000 | 75,021,000 | 76,000,000 | 77,432,000 |
| Noninterest-bearing deposits | 12,969,000 | 14,909,000 | 13,504,000 | 13,711,000 |
| Equity capital | 12,665,000 | 12,949,000 | 13,221,000 | 13,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,021,000 | 4,518,000 | 6,102,000 |
| Interest expense | 562,000 | 1,164,000 | 1,818,000 | 2,518,000 |
| Net interest income | 941,000 | 1,857,000 | 2,700,000 | 3,584,000 |
| Noninterest income | 141,000 | 243,000 | 406,000 | 528,000 |
| Noninterest expense | 505,000 | 1,003,000 | 1,543,000 | 2,108,000 |
| Provision for loan losses | 74,000 | 113,000 | 137,000 | 161,000 |
| Pretax income | 503,000 | 982,000 | 1,422,000 | 1,838,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 503,000 | 982,000 | 1,422,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,648,000 | 12,922,000 | 13,230,000 | 13,459,000 |
| Total capital | 13,478,000 | 13,760,000 | 14,078,000 | 14,318,000 |
| Risk-weighted assets | 66,258,000 | 66,878,000 | 67,588,000 | 68,604,000 |