Call reports 2005
CASTLE ROCK BANK — 2005
What CASTLE ROCK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 106,398,000 | 104,697,000 | 105,044,000 | 106,546,000 |
| Total loans | 51,819,000 | 56,897,000 | 57,574,000 | 60,823,000 |
| Allowance for loan losses | 846,000 | 872,000 | 955,000 | 897,000 |
| Securities available for sale | 1,138,000 | 1,143,000 | 620,000 | 590,000 |
| Securities held to maturity | 41,930,000 | 42,420,000 | 41,827,000 | 39,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,464,000 | 89,199,000 | 92,608,000 | 93,978,000 |
| Interest-bearing deposits | 80,244,000 | 75,446,000 | 77,669,000 | 78,580,000 |
| Noninterest-bearing deposits | 14,220,000 | 13,753,000 | 14,939,000 | 15,398,000 |
| Equity capital | 11,553,000 | 11,836,000 | 12,123,000 | 12,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,643,000 | 4,111,000 | 5,560,000 |
| Interest expense | 430,000 | 885,000 | 1,413,000 | 1,943,000 |
| Net interest income | 877,000 | 1,758,000 | 2,698,000 | 3,617,000 |
| Noninterest income | 114,000 | 230,000 | 348,000 | 436,000 |
| Noninterest expense | 448,000 | 967,000 | 1,476,000 | 1,982,000 |
| Provision for loan losses | 24,000 | 48,000 | 147,000 | 201,000 |
| Pretax income | 514,000 | 977,000 | 1,422,000 | 1,869,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 514,000 | 977,000 | 1,422,000 | 1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,565,000 | 11,843,000 | 12,103,000 | 12,343,000 |
| Total capital | 12,330,000 | 12,650,000 | 12,908,000 | 13,179,000 |
| Risk-weighted assets | 61,154,000 | 64,573,000 | 64,312,000 | 66,869,000 |