Call reports 2004
CASTLE ROCK BANK — 2004
What CASTLE ROCK BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 96,589,000 | 98,087,000 | 101,357,000 | 104,191,000 |
| Total loans | 47,921,000 | 49,449,000 | 51,569,000 | 52,218,000 |
| Allowance for loan losses | 805,000 | 770,000 | 803,000 | 819,000 |
| Securities available for sale | 1,401,000 | 1,876,000 | 2,164,000 | 2,159,000 |
| Securities held to maturity | 40,121,000 | 41,994,000 | 42,928,000 | 43,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,627,000 | 87,008,000 | 90,034,000 | 92,790,000 |
| Interest-bearing deposits | 70,944,000 | 73,188,000 | 76,109,000 | 75,656,000 |
| Noninterest-bearing deposits | 14,683,000 | 13,820,000 | 13,925,000 | 17,134,000 |
| Equity capital | 10,568,000 | 10,841,000 | 11,057,000 | 11,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,470,000 | 3,767,000 | 5,096,000 |
| Interest expense | 404,000 | 806,000 | 1,235,000 | 1,670,000 |
| Net interest income | 807,000 | 1,664,000 | 2,532,000 | 3,426,000 |
| Noninterest income | 147,000 | 266,000 | 390,000 | 516,000 |
| Noninterest expense | 437,000 | 910,000 | 1,390,000 | 1,923,000 |
| Provision for loan losses | 24,000 | 48,000 | 147,000 | 216,000 |
| Pretax income | 496,000 | 979,000 | 1,392,000 | 1,770,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 496,000 | 979,000 | 1,392,000 | 1,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,517,000 | 10,815,000 | 11,043,000 | 11,236,000 |
| Total capital | 11,244,000 | 11,554,000 | 11,805,000 | 11,996,000 |
| Risk-weighted assets | 58,112,000 | 59,095,000 | 60,914,000 | 60,758,000 |