Call reports 2003
CASTLE ROCK BANK — 2003
What CASTLE ROCK BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 84,843,000 | 89,686,000 | 93,145,000 | 94,881,000 |
| Total loans | 42,774,000 | 45,779,000 | 46,380,000 | 48,512,000 |
| Allowance for loan losses | 750,000 | 771,000 | 786,000 | 779,000 |
| Securities available for sale | 1,663,000 | 1,980,000 | 1,956,000 | 1,945,000 |
| Securities held to maturity | 33,839,000 | 33,694,000 | 38,416,000 | 40,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,886,000 | 79,636,000 | 82,824,000 | 83,214,000 |
| Interest-bearing deposits | 63,984,000 | 67,333,000 | 69,794,000 | 69,568,000 |
| Noninterest-bearing deposits | 10,902,000 | 12,303,000 | 13,030,000 | 13,646,000 |
| Equity capital | 9,546,000 | 9,812,000 | 10,061,000 | 10,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,386,000 | 3,612,000 | 4,865,000 |
| Interest expense | 430,000 | 849,000 | 1,266,000 | 1,679,000 |
| Net interest income | 746,000 | 1,537,000 | 2,346,000 | 3,186,000 |
| Noninterest income | 158,000 | 299,000 | 411,000 | 527,000 |
| Noninterest expense | 441,000 | 930,000 | 1,367,000 | 1,892,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 121,000 |
| Pretax income | 466,000 | 885,000 | 1,345,000 | 1,727,000 |
| Income tax | 0 | 3,000 | 5,000 | 0 |
| Net income | 466,000 | 882,000 | 1,340,000 | 1,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,461,000 | 9,732,000 | 10,005,000 | 10,206,000 |
| Total capital | 10,117,000 | 10,433,000 | 10,715,000 | 10,933,000 |
| Risk-weighted assets | 52,405,000 | 55,974,000 | 56,778,000 | 58,132,000 |