Call reports 2002
CASTLE ROCK BANK — 2002
What CASTLE ROCK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,489,000 | 76,839,000 | 82,335,000 | 84,780,000 |
| Total loans | 41,471,000 | 43,770,000 | 43,245,000 | 42,934,000 |
| Allowance for loan losses | 729,000 | 800,000 | 820,000 | 775,000 |
| Securities available for sale | 1,067,000 | 1,280,000 | 1,351,000 | 1,351,000 |
| Securities held to maturity | 26,558,000 | 26,433,000 | 30,050,000 | 34,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,396,000 | 67,755,000 | 72,971,000 | 75,330,000 |
| Interest-bearing deposits | 58,002,000 | 57,320,000 | 62,821,000 | 62,533,000 |
| Noninterest-bearing deposits | 9,394,000 | 10,435,000 | 10,150,000 | 12,797,000 |
| Equity capital | 8,624,000 | 8,792,000 | 9,060,000 | 9,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,455,000 | 3,698,000 | 4,949,000 |
| Interest expense | 547,000 | 1,079,000 | 1,596,000 | 2,075,000 |
| Net interest income | 678,000 | 1,376,000 | 2,102,000 | 2,874,000 |
| Noninterest income | 126,000 | 252,000 | 371,000 | 494,000 |
| Noninterest expense | 404,000 | 849,000 | 1,292,000 | 1,763,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 136,000 |
| Pretax income | 377,000 | 737,000 | 1,115,000 | 1,478,000 |
| Income tax | 2,000 | 4,000 | 5,000 | -9,000 |
| Net income | 375,000 | 733,000 | 1,110,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,602,000 | 8,790,000 | 8,987,000 | 9,179,000 |
| Total capital | 9,221,000 | 9,434,000 | 9,632,000 | 9,831,000 |
| Risk-weighted assets | 49,466,000 | 51,328,000 | 51,576,000 | 52,039,000 |