Call reports 2001
CASTLE ROCK BANK — 2001
What CASTLE ROCK BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,727,000 | 69,525,000 | 74,116,000 | 76,285,000 |
| Total loans | 40,405,000 | 42,458,000 | 42,548,000 | 41,934,000 |
| Allowance for loan losses | 723,000 | 739,000 | 761,000 | 699,000 |
| Securities available for sale | 1,077,000 | 773,000 | 784,000 | 778,000 |
| Securities held to maturity | 21,253,000 | 20,462,000 | 25,378,000 | 26,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,108,000 | 61,042,000 | 65,427,000 | 67,592,000 |
| Interest-bearing deposits | 51,439,000 | 51,932,000 | 56,776,000 | 56,323,000 |
| Noninterest-bearing deposits | 8,669,000 | 9,110,000 | 8,651,000 | 11,269,000 |
| Equity capital | 8,137,000 | 8,142,000 | 8,354,000 | 8,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,704,000 | 3,972,000 | 5,261,000 |
| Interest expense | 647,000 | 1,270,000 | 1,905,000 | 2,504,000 |
| Net interest income | 716,000 | 1,434,000 | 2,067,000 | 2,757,000 |
| Noninterest income | 120,000 | 249,000 | 372,000 | 508,000 |
| Noninterest expense | 415,000 | 851,000 | 1,253,000 | 1,771,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 114,000 |
| Pretax income | 400,000 | 790,000 | 1,188,000 | 1,468,000 |
| Income tax | 49,000 | 92,000 | 106,000 | 106,000 |
| Net income | 351,000 | 698,000 | 1,082,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,111,000 | 8,118,000 | 8,317,000 | 8,412,000 |
| Total capital | 8,698,000 | 8,732,000 | 8,932,000 | 9,037,000 |
| Risk-weighted assets | 46,863,000 | 49,016,000 | 49,449,000 | 49,924,000 |