Call reports 2005
SUNBANK, NATIONAL ASSOCIATION — 2005
What SUNBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 92,354,000 | 100,083,000 | 104,058,000 | 115,019,000 |
| Total loans | 74,026,000 | 81,528,000 | 81,528,000 | 77,313,000 |
| Allowance for loan losses | 900,000 | 1,015,000 | 1,119,000 | 1,197,000 |
| Securities available for sale | 4,242,000 | 3,821,000 | 4,162,000 | 4,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,935,000 | 90,282,000 | 94,043,000 | 85,063,000 |
| Interest-bearing deposits | 75,191,000 | 81,386,000 | 84,573,000 | 76,557,000 |
| Noninterest-bearing deposits | 7,744,000 | 8,896,000 | 9,470,000 | 8,506,000 |
| Equity capital | 8,974,000 | 9,164,000 | 9,411,000 | 29,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,755,000 | 4,416,000 | 769,000 |
| Interest expense | 403,000 | 835,000 | 1,336,000 | 243,000 |
| Net interest income | 870,000 | 1,920,000 | 3,080,000 | 526,000 |
| Noninterest income | 109,000 | 257,000 | 434,000 | 77,000 |
| Noninterest expense | 720,000 | 1,507,000 | 2,339,000 | 409,000 |
| Provision for loan losses | 66,000 | 186,000 | 291,000 | 37,000 |
| Pretax income | 193,000 | 484,000 | 884,000 | 157,000 |
| Income tax | 72,000 | 184,000 | 332,000 | 59,000 |
| Net income | 121,000 | 300,000 | 552,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,829,000 | 9,191,000 | 9,443,000 | 11,762,000 |
| Total capital | 9,729,000 | 10,206,000 | 10,562,000 | 12,764,000 |
| Risk-weighted assets | 77,396,000 | 87,358,000 | 95,342,000 | 79,987,000 |