Call reports 2004
SUNBANK, NATIONAL ASSOCIATION — 2004
What SUNBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 69,802,000 | 77,820,000 | 85,831,000 | 84,649,000 |
| Total loans | 54,587,000 | 65,384,000 | 69,798,000 | 75,302,000 |
| Allowance for loan losses | 549,000 | 659,000 | 825,000 | 974,000 |
| Securities available for sale | 3,184,000 | 4,578,000 | 4,500,000 | 3,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,853,000 | 68,909,000 | 76,678,000 | 70,346,000 |
| Interest-bearing deposits | 52,054,000 | 56,698,000 | 62,659,000 | 60,114,000 |
| Noninterest-bearing deposits | 9,799,000 | 12,211,000 | 14,019,000 | 10,232,000 |
| Equity capital | 7,701,000 | 8,677,000 | 8,773,000 | 8,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,724,000 | 2,797,000 | 4,011,000 |
| Interest expense | 264,000 | 531,000 | 847,000 | 1,182,000 |
| Net interest income | 531,000 | 1,193,000 | 1,950,000 | 2,829,000 |
| Noninterest income | 84,000 | 198,000 | 338,000 | 466,000 |
| Noninterest expense | 593,000 | 1,224,000 | 1,868,000 | 2,560,000 |
| Provision for loan losses | 60,000 | 175,000 | 341,000 | 491,000 |
| Pretax income | -35,000 | -5,000 | 82,000 | 252,000 |
| Income tax | -13,000 | -2,000 | 32,000 | 94,000 |
| Net income | -22,000 | -3,000 | 50,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,987,000 | 8,040,000 | 8,185,000 | 8,628,000 |
| Total capital | 7,536,000 | 8,699,000 | 9,010,000 | 9,596,000 |
| Risk-weighted assets | 59,206,000 | 68,744,000 | 73,895,000 | 77,451,000 |