Call reports 2003
SUNBANK, NATIONAL ASSOCIATION — 2003
What SUNBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 46,525,000 | 50,467,000 | 52,595,000 | 59,597,000 |
| Total loans | 29,856,000 | 32,707,000 | 37,843,000 | 47,185,000 |
| Allowance for loan losses | 368,000 | 397,000 | 435,000 | 478,000 |
| Securities available for sale | 5,101,000 | 5,785,000 | 5,419,000 | 4,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,336,000 | 45,412,000 | 47,642,000 | 53,657,000 |
| Interest-bearing deposits | 33,357,000 | 35,928,000 | 38,934,000 | 45,452,000 |
| Noninterest-bearing deposits | 7,979,000 | 9,484,000 | 8,708,000 | 8,205,000 |
| Equity capital | 4,893,000 | 4,832,000 | 4,732,000 | 5,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,128,000 | 1,759,000 | 2,481,000 |
| Interest expense | 162,000 | 354,000 | 537,000 | 753,000 |
| Net interest income | 387,000 | 774,000 | 1,222,000 | 1,728,000 |
| Noninterest income | 67,000 | 184,000 | 269,000 | 352,000 |
| Noninterest expense | 564,000 | 1,154,000 | 1,726,000 | 2,306,000 |
| Provision for loan losses | 40,000 | 69,000 | 109,000 | 164,000 |
| Pretax income | -150,000 | -265,000 | -344,000 | -389,000 |
| Income tax | -52,000 | -97,000 | -126,000 | -143,000 |
| Net income | -98,000 | -168,000 | -218,000 | -246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,882,000 | 4,812,000 | 4,009,000 | 4,944,000 |
| Total capital | 5,250,000 | 5,209,000 | 4,444,000 | 5,422,000 |
| Risk-weighted assets | 34,613,000 | 38,044,000 | 42,011,000 | 50,783,000 |