Call reports 2026
HOME BANK AND TRUST COMPANY — 2026
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 180,623,000 | 183,321,000 |
| Total loans | 146,544,000 | 154,491,000 |
| Allowance for loan losses | 1,509,000 | 1,765,000 |
| Securities available for sale | 7,998,000 | 7,995,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 164,641,000 | 166,838,000 |
| Interest-bearing deposits | 126,848,000 | 130,808,000 |
| Noninterest-bearing deposits | 37,793,000 | 36,030,000 |
| Equity capital | 14,897,000 | 15,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,774,000 | 5,544,000 |
| Interest expense | 866,000 | 1,720,000 |
| Net interest income | 1,908,000 | 3,824,000 |
| Noninterest income | 287,000 | 630,000 |
| Noninterest expense | 1,140,000 | 2,302,000 |
| Provision for loan losses | 9,000 | 94,000 |
| Pretax income | 1,046,000 | 2,058,000 |
| Income tax | 37,000 | 70,000 |
| Net income | 1,009,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,907,000 | 15,394,000 |
| Total capital | 16,416,000 | 17,126,000 |
| Risk-weighted assets | 135,010,000 | 138,571,000 |