Call reports 2025
HOME BANK AND TRUST COMPANY — 2025
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 176,901,000 | 172,544,000 | 180,947,000 | 184,952,000 |
| Total loans | 142,519,000 | 141,804,000 | 134,480,000 | 134,636,000 |
| Allowance for loan losses | 1,639,000 | 1,645,000 | 1,655,000 | 1,500,000 |
| Securities available for sale | 8,001,000 | 8,015,000 | 8,006,000 | 8,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,016,000 | 157,602,000 | 165,249,000 | 169,139,000 |
| Interest-bearing deposits | 122,686,000 | 128,490,000 | 132,909,000 | 107,189,000 |
| Noninterest-bearing deposits | 39,330,000 | 29,112,000 | 32,340,000 | 61,950,000 |
| Equity capital | 13,291,000 | 13,733,000 | 14,225,000 | 14,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 5,055,000 | 7,678,000 | 10,335,000 |
| Interest expense | 940,000 | 1,927,000 | 2,955,000 | 3,922,000 |
| Net interest income | 1,535,000 | 3,128,000 | 4,723,000 | 6,413,000 |
| Noninterest income | 144,000 | 504,000 | 947,000 | 1,248,000 |
| Noninterest expense | 1,076,000 | 2,253,000 | 3,445,000 | 4,829,000 |
| Provision for loan losses | 9,000 | 21,000 | 30,000 | 94,000 |
| Pretax income | 594,000 | 1,358,000 | 2,195,000 | 2,738,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 110,000 |
| Net income | 567,000 | 1,304,000 | 2,114,000 | 2,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,292,000 | 13,719,000 | 14,219,000 | 14,224,000 |
| Total capital | 14,920,000 | 15,317,000 | 15,777,000 | 15,724,000 |
| Risk-weighted assets | 130,246,000 | 127,830,000 | 124,568,000 | 126,683,000 |