Call reports 2024
HOME BANK AND TRUST COMPANY — 2024
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 157,891,000 | 168,914,000 | 164,403,000 | 165,933,000 |
| Total loans | 137,873,000 | 142,411,000 | 139,008,000 | 136,671,000 |
| Allowance for loan losses | 1,543,000 | 1,552,000 | 1,620,000 | 1,630,000 |
| Securities available for sale | 7,417,000 | 7,427,000 | 7,982,000 | 7,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,903,000 | 155,542,000 | 150,185,000 | 151,321,000 |
| Interest-bearing deposits | 105,462,000 | 117,278,000 | 117,478,000 | 119,978,000 |
| Noninterest-bearing deposits | 32,441,000 | 38,264,000 | 32,707,000 | 31,343,000 |
| Equity capital | 12,169,000 | 12,538,000 | 12,993,000 | 13,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,526,000 | 6,990,000 | 9,505,000 |
| Interest expense | 693,000 | 1,526,000 | 2,434,000 | 3,377,000 |
| Net interest income | 1,484,000 | 3,000,000 | 4,556,000 | 6,128,000 |
| Noninterest income | 235,000 | 510,000 | 844,000 | 1,145,000 |
| Noninterest expense | 1,099,000 | 2,193,000 | 3,285,000 | 4,546,000 |
| Provision for loan losses | 6,000 | 28,000 | 107,000 | 153,000 |
| Pretax income | 614,000 | 1,289,000 | 2,008,000 | 2,574,000 |
| Income tax | 19,000 | 40,000 | 66,000 | 96,000 |
| Net income | 595,000 | 1,249,000 | 1,942,000 | 2,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,192,000 | 12,566,000 | 12,979,000 | 13,035,000 |
| Total capital | 13,735,000 | 14,118,000 | 14,536,000 | 14,592,000 |
| Risk-weighted assets | 124,253,000 | 127,471,000 | 124,474,000 | 124,493,000 |