Call reports 2023
HOME BANK AND TRUST COMPANY — 2023
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 143,739,000 | 147,344,000 | 151,032,000 | 155,882,000 |
| Total loans | 118,655,000 | 128,807,000 | 131,566,000 | 133,346,000 |
| Allowance for loan losses | 1,444,000 | 1,429,000 | 1,468,000 | 1,537,000 |
| Securities available for sale | 5,939,000 | 6,038,000 | 6,422,000 | 6,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,406,000 | 134,485,000 | 136,770,000 | 141,375,000 |
| Interest-bearing deposits | 97,809,000 | 103,596,000 | 105,959,000 | 103,540,000 |
| Noninterest-bearing deposits | 34,597,000 | 30,889,000 | 30,811,000 | 37,835,000 |
| Equity capital | 11,061,000 | 11,435,000 | 11,631,000 | 11,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,508,000 | 5,391,000 | 7,448,000 |
| Interest expense | 311,000 | 756,000 | 1,284,000 | 1,873,000 |
| Net interest income | 1,366,000 | 2,752,000 | 4,107,000 | 5,575,000 |
| Noninterest income | 213,000 | 446,000 | 671,000 | 906,000 |
| Noninterest expense | 1,024,000 | 2,069,000 | 3,166,000 | 4,348,000 |
| Provision for loan losses | 0 | 0 | 65,000 | 95,000 |
| Pretax income | 555,000 | 1,129,000 | 1,547,000 | 2,038,000 |
| Income tax | 18,000 | 38,000 | 54,000 | 72,000 |
| Net income | 537,000 | 1,091,000 | 1,493,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,289,000 | 11,562,000 | 11,685,000 | 11,878,000 |
| Total capital | 12,679,000 | 12,991,000 | 13,153,000 | 13,368,000 |
| Risk-weighted assets | 111,013,000 | 115,516,000 | 117,982,000 | 119,180,000 |