Call reports 2022
HOME BANK AND TRUST COMPANY — 2022
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 152,885,000 | 145,517,000 | 143,373,000 | 143,764,000 |
| Total loans | 101,892,000 | 110,801,000 | 113,000,000 | 114,937,000 |
| Allowance for loan losses | 1,445,000 | 1,445,000 | 1,445,000 | 1,444,000 |
| Securities available for sale | 6,101,000 | 6,111,000 | 5,934,000 | 5,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,515,000 | 134,958,000 | 132,502,000 | 132,699,000 |
| Interest-bearing deposits | 104,389,000 | 100,012,000 | 97,281,000 | 97,258,000 |
| Noninterest-bearing deposits | 38,126,000 | 34,946,000 | 35,221,000 | 35,441,000 |
| Equity capital | 10,145,000 | 10,351,000 | 10,570,000 | 10,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,506,000 | 4,011,000 | 5,666,000 |
| Interest expense | 135,000 | 257,000 | 419,000 | 648,000 |
| Net interest income | 1,044,000 | 2,249,000 | 3,592,000 | 5,018,000 |
| Noninterest income | 349,000 | 685,000 | 963,000 | 1,160,000 |
| Noninterest expense | 1,138,000 | 2,184,000 | 3,213,000 | 4,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 255,000 | 750,000 | 1,342,000 | 1,865,000 |
| Income tax | 13,000 | 30,000 | 49,000 | 68,000 |
| Net income | 242,000 | 720,000 | 1,293,000 | 1,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,318,000 | 10,515,000 | 10,808,000 | 11,031,000 |
| Total capital | 11,606,000 | 11,874,000 | 12,180,000 | 12,401,000 |
| Risk-weighted assets | 102,944,000 | 108,515,000 | 109,582,000 | 109,432,000 |