Call reports 2021
HOME BANK AND TRUST COMPANY — 2021
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 146,130,000 | 150,826,000 | 149,919,000 | 154,473,000 |
| Total loans | 97,444,000 | 99,014,000 | 96,868,000 | 97,283,000 |
| Allowance for loan losses | 1,443,000 | 1,446,000 | 1,447,000 | 1,447,000 |
| Securities available for sale | 4,805,000 | 5,788,000 | 6,275,000 | 6,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,789,000 | 140,364,000 | 139,177,000 | 143,947,000 |
| Interest-bearing deposits | 103,971,000 | 108,659,000 | 104,747,000 | 104,209,000 |
| Noninterest-bearing deposits | 31,818,000 | 31,705,000 | 34,430,000 | 39,738,000 |
| Equity capital | 9,951,000 | 10,119,000 | 10,360,000 | 10,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,702,000 | 3,902,000 | 5,096,000 |
| Interest expense | 217,000 | 406,000 | 576,000 | 736,000 |
| Net interest income | 1,162,000 | 2,296,000 | 3,326,000 | 4,360,000 |
| Noninterest income | 594,000 | 1,061,000 | 1,762,000 | 2,288,000 |
| Noninterest expense | 1,095,000 | 2,205,000 | 3,375,000 | 4,695,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 601,000 | 1,092,000 | 1,653,000 | 1,893,000 |
| Income tax | 80,000 | 114,000 | 137,000 | 152,000 |
| Net income | 521,000 | 978,000 | 1,516,000 | 1,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,947,000 | 10,124,000 | 10,369,000 | 10,314,000 |
| Total capital | 11,154,000 | 11,353,000 | 11,593,000 | 11,587,000 |
| Risk-weighted assets | 96,235,000 | 98,020,000 | 97,717,000 | 101,570,000 |