Call reports 2020
HOME BANK AND TRUST COMPANY — 2020
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 116,281,000 | 123,219,000 | 134,199,000 | 143,357,000 |
| Total loans | 92,009,000 | 102,911,000 | 106,640,000 | 99,111,000 |
| Allowance for loan losses | 1,121,000 | 1,381,000 | 1,370,000 | 1,381,000 |
| Securities available for sale | 4,792,000 | 4,842,000 | 4,834,000 | 4,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,106,000 | 113,750,000 | 124,211,000 | 133,305,000 |
| Interest-bearing deposits | 82,749,000 | 84,289,000 | 91,262,000 | 112,803,000 |
| Noninterest-bearing deposits | 24,357,000 | 29,461,000 | 32,949,000 | 20,502,000 |
| Equity capital | 8,776,000 | 9,075,000 | 9,476,000 | 9,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,522,000 | 3,798,000 | 5,060,000 |
| Interest expense | 251,000 | 494,000 | 734,000 | 966,000 |
| Net interest income | 1,034,000 | 2,028,000 | 3,064,000 | 4,094,000 |
| Noninterest income | 404,000 | 1,326,000 | 2,178,000 | 3,165,000 |
| Noninterest expense | 989,000 | 2,077,000 | 3,182,000 | 4,640,000 |
| Provision for loan losses | 21,000 | 278,000 | 278,000 | 278,000 |
| Pretax income | 428,000 | 999,000 | 1,782,000 | 2,341,000 |
| Income tax | 13,000 | 27,000 | 45,000 | 65,000 |
| Net income | 415,000 | 972,000 | 1,737,000 | 2,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,767,000 | 9,043,000 | 9,453,000 | 9,706,000 |
| Total capital | 9,888,000 | 10,211,000 | 10,637,000 | 10,928,000 |
| Risk-weighted assets | 90,235,000 | 93,074,000 | 94,425,000 | 97,446,000 |