Call reports 2019
HOME BANK AND TRUST COMPANY — 2019
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 105,082,000 | 105,196,000 | 105,375,000 | 111,659,000 |
| Total loans | 88,908,000 | 91,656,000 | 89,243,000 | 90,971,000 |
| Allowance for loan losses | 1,039,000 | 1,069,000 | 1,093,000 | 1,113,000 |
| Securities available for sale | 4,766,000 | 5,282,000 | 4,765,000 | 4,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,568,000 | 91,826,000 | 96,412,000 | 102,684,000 |
| Interest-bearing deposits | 73,687,000 | 70,412,000 | 73,589,000 | 78,814,000 |
| Noninterest-bearing deposits | 22,881,000 | 21,414,000 | 22,823,000 | 23,870,000 |
| Equity capital | 8,147,000 | 8,334,000 | 8,570,000 | 8,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,391,000 | 3,649,000 | 4,908,000 |
| Interest expense | 170,000 | 356,000 | 584,000 | 827,000 |
| Net interest income | 1,003,000 | 2,035,000 | 3,065,000 | 4,081,000 |
| Noninterest income | 274,000 | 605,000 | 1,095,000 | 1,491,000 |
| Noninterest expense | 923,000 | 1,859,000 | 2,855,000 | 3,961,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 324,000 | 721,000 | 1,215,000 | 1,491,000 |
| Income tax | 14,000 | 27,000 | 41,000 | 54,000 |
| Net income | 310,000 | 694,000 | 1,174,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,155,000 | 8,329,000 | 8,569,000 | 8,591,000 |
| Total capital | 9,180,000 | 9,398,000 | 9,636,000 | 9,687,000 |
| Risk-weighted assets | 81,883,000 | 86,783,000 | 85,247,000 | 87,527,000 |