Call reports 2018
HOME BANK AND TRUST COMPANY — 2018
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 95,575,000 | 98,953,000 | 101,013,000 | 104,259,000 |
| Total loans | 82,402,000 | 83,131,000 | 85,338,000 | 86,320,000 |
| Allowance for loan losses | 888,000 | 909,000 | 939,000 | 1,015,000 |
| Securities available for sale | 4,121,000 | 5,103,000 | 4,606,000 | 4,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,698,000 | 89,348,000 | 91,941,000 | 88,871,000 |
| Interest-bearing deposits | 63,727,000 | 67,382,000 | 68,707,000 | 65,928,000 |
| Noninterest-bearing deposits | 23,971,000 | 21,966,000 | 23,234,000 | 22,943,000 |
| Equity capital | 7,716,000 | 7,848,000 | 8,000,000 | 8,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,085,000 | 3,222,000 | 4,382,000 |
| Interest expense | 107,000 | 214,000 | 333,000 | 459,000 |
| Net interest income | 913,000 | 1,871,000 | 2,889,000 | 3,923,000 |
| Noninterest income | 217,000 | 561,000 | 871,000 | 1,197,000 |
| Noninterest expense | 845,000 | 1,758,000 | 2,683,000 | 3,729,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 145,000 |
| Pretax income | 265,000 | 624,000 | 997,000 | 1,246,000 |
| Income tax | 15,000 | 30,000 | 43,000 | 55,000 |
| Net income | 250,000 | 594,000 | 954,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,744,000 | 7,877,000 | 8,027,000 | 8,055,000 |
| Total capital | 8,632,000 | 8,786,000 | 8,966,000 | 9,051,000 |
| Risk-weighted assets | 76,565,000 | 75,910,000 | 78,700,000 | 79,567,000 |