Call reports 2017
HOME BANK AND TRUST COMPANY — 2017
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 93,926,000 | 96,809,000 | 95,788,000 | 98,855,000 |
| Total loans | 79,559,000 | 82,235,000 | 82,235,000 | 83,666,000 |
| Allowance for loan losses | 862,000 | 854,000 | 867,000 | 882,000 |
| Securities available for sale | 4,312,000 | 4,307,000 | 4,004,000 | 4,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,302,000 | 87,334,000 | 83,678,000 | 86,683,000 |
| Interest-bearing deposits | 63,573,000 | 65,014,000 | 61,732,000 | 47,480,000 |
| Noninterest-bearing deposits | 22,729,000 | 22,321,000 | 21,946,000 | 39,203,000 |
| Equity capital | 7,433,000 | 7,544,000 | 7,691,000 | 7,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,920,000 | 2,902,000 | 3,950,000 |
| Interest expense | 62,000 | 129,000 | 203,000 | 310,000 |
| Net interest income | 870,000 | 1,791,000 | 2,699,000 | 3,640,000 |
| Noninterest income | 208,000 | 486,000 | 838,000 | 1,096,000 |
| Noninterest expense | 843,000 | 1,680,000 | 2,554,000 | 3,507,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 220,000 | 567,000 | 938,000 | 1,169,000 |
| Income tax | 9,000 | 24,000 | 39,000 | 54,000 |
| Net income | 211,000 | 543,000 | 899,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,430,000 | 7,552,000 | 7,698,000 | 7,704,000 |
| Total capital | 8,292,000 | 8,406,000 | 8,565,000 | 8,586,000 |
| Risk-weighted assets | 71,833,000 | 73,053,000 | 75,122,000 | 76,566,000 |