Call reports 2016
HOME BANK AND TRUST COMPANY — 2016
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,447,000 | 92,679,000 | 95,439,000 | 97,033,000 |
| Total loans | 74,414,000 | 75,412,000 | 80,525,000 | 80,607,000 |
| Allowance for loan losses | 828,000 | 838,000 | 848,000 | 855,000 |
| Securities available for sale | 5,457,000 | 5,216,000 | 4,702,000 | 4,309,000 |
| Securities held to maturity | 796,000 | 796,000 | 796,000 | 795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,501,000 | 80,402,000 | 87,843,000 | 88,406,000 |
| Interest-bearing deposits | 55,117,000 | 59,242,000 | 65,643,000 | 64,519,000 |
| Noninterest-bearing deposits | 21,384,000 | 21,160,000 | 22,201,000 | 23,887,000 |
| Equity capital | 7,107,000 | 7,338,000 | 7,432,000 | 7,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 875,000 | 1,820,000 | 2,777,000 | 3,749,000 |
| Interest expense | 35,000 | 86,000 | 158,000 | 232,000 |
| Net interest income | 840,000 | 1,734,000 | 2,619,000 | 3,517,000 |
| Noninterest income | 169,000 | 501,000 | 790,000 | 1,039,000 |
| Noninterest expense | 783,000 | 1,619,000 | 2,464,000 | 3,383,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 33,000 |
| Pretax income | 217,000 | 598,000 | 918,000 | 1,140,000 |
| Income tax | 8,000 | 23,000 | 38,000 | 51,000 |
| Net income | 209,000 | 575,000 | 880,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,107,000 | 7,338,000 | 7,422,000 | 7,429,000 |
| Total capital | 7,935,000 | 8,176,000 | 8,270,000 | 8,284,000 |
| Risk-weighted assets | 75,756,000 | 75,725,000 | 75,717,000 | 73,246,000 |