Call reports 2015
HOME BANK AND TRUST COMPANY — 2015
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,979,000 | 92,353,000 | 89,414,000 | 88,289,000 |
| Total loans | 61,312,000 | 67,529,000 | 68,519,000 | 68,165,000 |
| Allowance for loan losses | 739,000 | 755,000 | 817,000 | 818,000 |
| Securities available for sale | 9,035,000 | 9,022,000 | 7,750,000 | 5,447,000 |
| Securities held to maturity | 1,000 | 1,000 | 275,000 | 276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,794,000 | 78,095,000 | 78,125,000 | 79,182,000 |
| Interest-bearing deposits | 40,606,000 | 56,499,000 | 56,373,000 | 55,697,000 |
| Noninterest-bearing deposits | 38,188,000 | 21,596,000 | 21,752,000 | 23,485,000 |
| Equity capital | 6,766,000 | 6,866,000 | 6,973,000 | 7,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,753,000 | 2,677,000 | 3,601,000 |
| Interest expense | 46,000 | 90,000 | 131,000 | 170,000 |
| Net interest income | 792,000 | 1,663,000 | 2,546,000 | 3,431,000 |
| Noninterest income | 112,000 | 234,000 | 403,000 | 512,000 |
| Noninterest expense | 747,000 | 1,476,000 | 2,214,000 | 3,001,000 |
| Provision for loan losses | 18,000 | 36,000 | 98,000 | 98,000 |
| Pretax income | 139,000 | 385,000 | 637,000 | 844,000 |
| Income tax | 5,000 | 11,000 | 20,000 | 26,000 |
| Net income | 134,000 | 374,000 | 617,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,766,000 | 6,866,000 | 6,973,000 | 7,012,000 |
| Total capital | 7,505,000 | 7,621,000 | 7,790,000 | 7,830,000 |
| Risk-weighted assets | 63,559,000 | 71,502,000 | 73,071,000 | 71,094,000 |