Call reports 2014
HOME BANK AND TRUST COMPANY — 2014
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,087,000 | 90,590,000 | 89,175,000 | 90,310,000 |
| Total loans | 58,304,000 | 62,133,000 | 63,047,000 | 64,069,000 |
| Allowance for loan losses | 759,000 | 756,000 | 721,000 | 724,000 |
| Securities available for sale | 8,043,000 | 9,268,000 | 9,533,000 | 8,541,000 |
| Securities held to maturity | 952,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,829,000 | 81,603,000 | 80,476,000 | 81,909,000 |
| Interest-bearing deposits | 61,077,000 | 59,529,000 | 58,777,000 | 58,631,000 |
| Noninterest-bearing deposits | 20,752,000 | 22,074,000 | 21,699,000 | 23,278,000 |
| Equity capital | 6,521,000 | 6,667,000 | 6,722,000 | 6,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,695,000 | 2,567,000 | 3,463,000 |
| Interest expense | 70,000 | 133,000 | 191,000 | 245,000 |
| Net interest income | 752,000 | 1,562,000 | 2,376,000 | 3,218,000 |
| Noninterest income | 108,000 | 233,000 | 355,000 | 484,000 |
| Noninterest expense | 725,000 | 1,450,000 | 2,181,000 | 2,978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 345,000 | 550,000 | 724,000 |
| Income tax | 7,000 | 16,000 | 23,000 | 30,000 |
| Net income | 128,000 | 329,000 | 527,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,523,000 | 6,663,000 | 6,720,000 | 6,747,000 |
| Total capital | 7,282,000 | 7,419,000 | 7,441,000 | 7,471,000 |
| Risk-weighted assets | 61,101,000 | 65,730,000 | 66,781,000 | 67,326,000 |