Call reports 2013
HOME BANK AND TRUST COMPANY — 2013
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 89,225,000 | 88,644,000 | 88,325,000 | 87,403,000 |
| Total loans | 61,320,000 | 61,471,000 | 58,047,000 | 58,908,000 |
| Allowance for loan losses | 762,000 | 754,000 | 756,000 | 757,000 |
| Securities available for sale | 7,353,000 | 5,765,000 | 5,564,000 | 6,319,000 |
| Securities held to maturity | 3,000 | 953,000 | 952,000 | 952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,616,000 | 78,388,000 | 78,307,000 | 77,814,000 |
| Interest-bearing deposits | 61,753,000 | 60,088,000 | 45,278,000 | 58,169,000 |
| Noninterest-bearing deposits | 16,863,000 | 18,300,000 | 33,029,000 | 19,645,000 |
| Equity capital | 6,302,000 | 6,380,000 | 6,475,000 | 6,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,867,000 | 2,745,000 | 3,594,000 |
| Interest expense | 117,000 | 222,000 | 317,000 | 398,000 |
| Net interest income | 831,000 | 1,645,000 | 2,428,000 | 3,196,000 |
| Noninterest income | 101,000 | 229,000 | 351,000 | 478,000 |
| Noninterest expense | 706,000 | 1,348,000 | 2,047,000 | 2,789,000 |
| Provision for loan losses | 30,000 | 101,000 | 101,000 | 101,000 |
| Pretax income | 196,000 | 425,000 | 631,000 | 784,000 |
| Income tax | 9,000 | 19,000 | 29,000 | 36,000 |
| Net income | 187,000 | 406,000 | 602,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,288,000 | 6,392,000 | 6,472,000 | 6,494,000 |
| Total capital | 7,050,000 | 7,146,000 | 7,223,000 | 7,249,000 |
| Risk-weighted assets | 60,996,000 | 62,489,000 | 59,408,000 | 60,412,000 |