Call reports 2012
HOME BANK AND TRUST COMPANY — 2012
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,548,000 | 86,028,000 | 86,965,000 | 88,860,000 |
| Total loans | 59,663,000 | 61,688,000 | 61,897,000 | 62,879,000 |
| Allowance for loan losses | 686,000 | 704,000 | 702,000 | 733,000 |
| Securities available for sale | 7,511,000 | 8,942,000 | 6,931,000 | 7,176,000 |
| Securities held to maturity | 483,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,619,000 | 74,425,000 | 75,616,000 | 77,971,000 |
| Interest-bearing deposits | 55,776,000 | 58,644,000 | 59,485,000 | 60,083,000 |
| Noninterest-bearing deposits | 15,844,000 | 15,781,000 | 16,131,000 | 17,888,000 |
| Equity capital | 6,072,000 | 6,173,000 | 6,262,000 | 6,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,945,000 | 2,896,000 | 3,882,000 |
| Interest expense | 164,000 | 314,000 | 453,000 | 578,000 |
| Net interest income | 813,000 | 1,631,000 | 2,443,000 | 3,304,000 |
| Noninterest income | 264,000 | 382,000 | 500,000 | 621,000 |
| Noninterest expense | 744,000 | 1,470,000 | 2,179,000 | 2,886,000 |
| Provision for loan losses | 178,000 | 193,000 | 223,000 | 253,000 |
| Pretax income | 155,000 | 350,000 | 541,000 | 786,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 21,000 |
| Net income | 146,000 | 341,000 | 532,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,059,000 | 6,159,000 | 6,245,000 | 6,207,000 |
| Total capital | 6,745,000 | 6,863,000 | 6,947,000 | 6,940,000 |
| Risk-weighted assets | 59,359,000 | 62,264,000 | 60,361,000 | 62,357,000 |