Call reports 2011
HOME BANK AND TRUST COMPANY — 2011
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 78,056,000 | 81,894,000 | 84,198,000 | 84,396,000 |
| Total loans | 56,634,000 | 58,926,000 | 59,662,000 | 60,393,000 |
| Allowance for loan losses | 499,000 | 536,000 | 521,000 | 520,000 |
| Securities available for sale | 5,036,000 | 5,036,000 | 6,740,000 | 7,154,000 |
| Securities held to maturity | 4,000 | 484,000 | 484,000 | 483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,987,000 | 69,188,000 | 71,830,000 | 72,149,000 |
| Interest-bearing deposits | 52,288,000 | 57,471,000 | 56,376,000 | 57,066,000 |
| Noninterest-bearing deposits | 12,699,000 | 11,717,000 | 15,454,000 | 15,083,000 |
| Equity capital | 5,694,000 | 5,709,000 | 5,710,000 | 6,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,771,000 | 2,687,000 | 3,658,000 |
| Interest expense | 198,000 | 393,000 | 589,000 | 766,000 |
| Net interest income | 693,000 | 1,378,000 | 2,098,000 | 2,892,000 |
| Noninterest income | 140,000 | 277,000 | 412,000 | 508,000 |
| Noninterest expense | 669,000 | 1,356,000 | 2,059,000 | 2,793,000 |
| Provision for loan losses | 23,000 | 57,000 | 102,000 | 147,000 |
| Pretax income | 141,000 | 242,000 | 349,000 | 460,000 |
| Income tax | 0 | 0 | 9,000 | 24,000 |
| Net income | 141,000 | 242,000 | 340,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,698,000 | 5,704,000 | 5,710,000 | 6,008,000 |
| Total capital | 6,197,000 | 6,240,000 | 6,231,000 | 6,528,000 |
| Risk-weighted assets | 55,767,000 | 56,878,000 | 58,241,000 | 59,491,000 |