Call reports 2010
HOME BANK AND TRUST COMPANY — 2010
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,352,000 | 76,474,000 | 77,478,000 | 78,082,000 |
| Total loans | 52,235,000 | 56,351,000 | 57,103,000 | 57,310,000 |
| Allowance for loan losses | 282,000 | 360,000 | 457,000 | 483,000 |
| Securities available for sale | 8,241,000 | 7,735,000 | 5,633,000 | 5,036,000 |
| Securities held to maturity | 5,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,169,000 | 60,876,000 | 63,752,000 | 64,713,000 |
| Interest-bearing deposits | 50,950,000 | 49,906,000 | 50,788,000 | 51,749,000 |
| Noninterest-bearing deposits | 13,219,000 | 10,970,000 | 12,964,000 | 12,964,000 |
| Equity capital | 5,190,000 | 5,360,000 | 5,542,000 | 5,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,765,000 | 2,727,000 | 3,665,000 |
| Interest expense | 260,000 | 498,000 | 721,000 | 928,000 |
| Net interest income | 593,000 | 1,267,000 | 2,006,000 | 2,737,000 |
| Noninterest income | 119,000 | 276,000 | 605,000 | 719,000 |
| Noninterest expense | 660,000 | 1,342,000 | 2,042,000 | 2,720,000 |
| Provision for loan losses | 0 | 81,000 | 199,000 | 222,000 |
| Pretax income | 52,000 | 120,000 | 370,000 | 514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 120,000 | 370,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,201,000 | 5,351,000 | 5,533,000 | 5,618,000 |
| Total capital | 5,483,000 | 5,711,000 | 5,990,000 | 6,101,000 |
| Risk-weighted assets | 52,356,000 | 54,993,000 | 56,348,000 | 56,027,000 |