Call reports 2001
HOME BANK AND TRUST COMPANY — 2001
What HOME BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,738,000 | 47,211,000 | 46,778,000 | 46,936,000 |
| Total loans | 25,134,000 | 26,443,000 | 27,714,000 | 29,635,000 |
| Allowance for loan losses | 346,000 | 332,000 | 339,000 | 346,000 |
| Securities available for sale | 12,761,000 | 11,846,000 | 11,314,000 | 10,539,000 |
| Securities held to maturity | 1,102,000 | 1,044,000 | 883,000 | 768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,264,000 | 43,713,000 | 43,216,000 | 43,441,000 |
| Interest-bearing deposits | 38,871,000 | 39,184,000 | 38,265,000 | 38,177,000 |
| Noninterest-bearing deposits | 4,393,000 | 4,529,000 | 4,951,000 | 5,264,000 |
| Equity capital | 3,131,000 | 3,202,000 | 3,244,000 | 3,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,665,000 | 2,439,000 | 3,170,000 |
| Interest expense | 421,000 | 778,000 | 1,086,000 | 1,324,000 |
| Net interest income | 416,000 | 887,000 | 1,353,000 | 1,846,000 |
| Noninterest income | 109,000 | 244,000 | 372,000 | 524,000 |
| Noninterest expense | 359,000 | 743,000 | 1,171,000 | 1,687,000 |
| Provision for loan losses | 7,000 | 17,000 | 24,000 | 31,000 |
| Pretax income | 159,000 | 371,000 | 530,000 | 669,000 |
| Income tax | 7,000 | 17,000 | 25,000 | 33,000 |
| Net income | 152,000 | 354,000 | 505,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,036,000 | 3,118,000 | 3,111,000 | 3,122,000 |
| Total capital | 3,363,000 | 3,450,000 | 3,450,000 | 3,468,000 |
| Risk-weighted assets | 26,120,000 | 27,537,000 | 28,143,000 | 29,285,000 |