Call reports 2026
CITIZENS BANK, THE — 2026
What CITIZENS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 794,726,000 | 804,307,000 |
| Total loans | 312,874,000 | 314,512,000 |
| Allowance for loan losses | 4,010,000 | 4,016,000 |
| Securities available for sale | 286,737,000 | 290,183,000 |
| Securities held to maturity | 116,182,000 | 119,733,000 |
| Trading assets | 0 | 0 |
| Total deposits | 693,457,000 | 697,476,000 |
| Interest-bearing deposits | 464,465,000 | 460,658,000 |
| Noninterest-bearing deposits | 228,992,000 | 236,818,000 |
| Equity capital | 41,874,000 | 40,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,552,000 | 17,478,000 |
| Interest expense | 1,422,000 | 2,927,000 |
| Net interest income | 7,130,000 | 14,551,000 |
| Noninterest income | 1,340,000 | 2,773,000 |
| Noninterest expense | 4,445,000 | 8,972,000 |
| Provision for loan losses | -100,000 | -75,000 |
| Pretax income | 3,820,000 | 8,147,000 |
| Income tax | 0 | 0 |
| Net income | 3,820,000 | 8,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 75,733,000 | 76,261,000 |
| Total capital | 80,115,000 | 80,623,000 |
| Risk-weighted assets | 435,659,000 | 432,807,000 |