Call reports 2022
CITIZENS BANK, THE — 2022
What CITIZENS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 848,347,000 | 834,104,000 | 827,994,000 | 806,375,000 |
| Total loans | 281,049,000 | 276,046,000 | 268,120,000 | 267,556,000 |
| Allowance for loan losses | 6,342,000 | 6,335,000 | 6,236,000 | 6,278,000 |
| Securities available for sale | 347,133,000 | 365,443,000 | 383,858,000 | 374,586,000 |
| Securities held to maturity | 131,489,000 | 125,394,000 | 115,379,000 | 110,388,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,700,000 | 772,464,000 | 786,782,000 | 758,307,000 |
| Interest-bearing deposits | 521,314,000 | 523,448,000 | 530,250,000 | 516,698,000 |
| Noninterest-bearing deposits | 247,386,000 | 249,016,000 | 256,532,000 | 241,609,000 |
| Equity capital | 49,454,000 | 35,667,000 | 15,148,000 | 18,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,150,000 | 12,432,000 | 19,181,000 | 26,155,000 |
| Interest expense | 220,000 | 453,000 | 809,000 | 1,470,000 |
| Net interest income | 5,930,000 | 11,979,000 | 18,372,000 | 24,685,000 |
| Noninterest income | 1,418,000 | 2,805,000 | 4,182,000 | 5,763,000 |
| Noninterest expense | 3,587,000 | 7,227,000 | 10,891,000 | 14,615,000 |
| Provision for loan losses | -1,000 | 1,000 | -76,000 | -24,000 |
| Pretax income | 3,768,000 | 7,562,000 | 11,749,000 | 15,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,768,000 | 7,562,000 | 11,749,000 | 15,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,874,000 | 74,910,000 | 76,300,000 | 77,806,000 |
| Total capital | 78,551,000 | 79,522,000 | 80,898,000 | 82,599,000 |
| Risk-weighted assets | 372,400,000 | 367,156,000 | 366,063,000 | 381,859,000 |