Call reports 2017
CITIZENS BANK, THE — 2017
What CITIZENS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 734,468,000 | 713,178,000 | 707,517,000 | 703,457,000 |
| Total loans | 226,629,000 | 235,095,000 | 247,588,000 | 256,698,000 |
| Allowance for loan losses | 3,478,000 | 3,359,000 | 3,417,000 | 3,469,000 |
| Securities available for sale | 203,458,000 | 192,209,000 | 180,277,000 | 161,559,000 |
| Securities held to maturity | 223,018,000 | 222,178,000 | 221,303,000 | 220,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,080,000 | 566,274,000 | 553,985,000 | 549,092,000 |
| Interest-bearing deposits | 428,645,000 | 407,408,000 | 391,900,000 | 389,402,000 |
| Noninterest-bearing deposits | 163,435,000 | 158,866,000 | 162,085,000 | 159,690,000 |
| Equity capital | 68,788,000 | 69,585,000 | 70,367,000 | 69,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,503,000 | 11,026,000 | 16,787,000 | 22,698,000 |
| Interest expense | 628,000 | 1,266,000 | 1,911,000 | 2,541,000 |
| Net interest income | 4,875,000 | 9,760,000 | 14,876,000 | 20,157,000 |
| Noninterest income | 1,232,000 | 2,575,000 | 3,827,000 | 5,120,000 |
| Noninterest expense | 3,470,000 | 7,161,000 | 10,464,000 | 13,945,000 |
| Provision for loan losses | 139,000 | 38,000 | 125,000 | 204,000 |
| Pretax income | 2,498,000 | 5,136,000 | 8,117,000 | 11,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,498,000 | 5,136,000 | 8,117,000 | 11,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,250,000 | 69,852,000 | 70,528,000 | 70,575,000 |
| Total capital | 73,042,000 | 73,655,000 | 74,333,000 | 74,457,000 |
| Risk-weighted assets | 306,521,000 | 305,027,000 | 311,107,000 | 319,031,000 |