Call reports 2026
WAUMANDEE STATE BANK — 2026
What WAUMANDEE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 350,631,000 | 345,491,000 |
| Total loans | 247,768,000 | 253,625,000 |
| Allowance for loan losses | 2,761,000 | 2,907,000 |
| Securities available for sale | 52,875,000 | 52,334,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 303,517,000 | 301,165,000 |
| Interest-bearing deposits | 236,423,000 | 232,831,000 |
| Noninterest-bearing deposits | 67,094,000 | 68,334,000 |
| Equity capital | 38,132,000 | 38,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,887,000 | 9,799,000 |
| Interest expense | 1,499,000 | 2,923,000 |
| Net interest income | 3,388,000 | 6,876,000 |
| Noninterest income | 327,000 | 643,000 |
| Noninterest expense | 2,412,000 | 4,717,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 1,152,000 | 2,504,000 |
| Income tax | 221,000 | 483,000 |
| Net income | 931,000 | 2,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,817,000 | 31,934,000 |
| Total capital | 34,578,000 | 34,838,000 |
| Risk-weighted assets | 232,575,000 | 232,328,000 |